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Cost

How much is Zepbound? Every price, with and without insurance

Most people pay one of four prices for Zepbound: the savings-card copay, LillyDirect’s self-pay price, Medicare’s new GLP-1 Bridge copay, or the list price. Which one applies to you depends on your coverage, your dose and how fast you refill.

Grant Ebbesen

How this page is paid for: Some links here are partner links. If you start care through one, the provider may pay LongevityGLP1 a fee, and your monthly price stays the same. How we make money

The short answer

Without insurance, Zepbound costs $299 a month at 2.5 mg, $399 at 5 mg and $449 at 7.5 to 15 mg through LillyDirect, if you refill within 45 days. With commercial coverage, Lilly’s savings card can cut that to $25. Eligible Medicare enrollees may pay $50 through the GLP-1 Bridge.

Key takeaways

  • LillyDirect self-pay, vial or KwikPen: $299 a month at 2.5 mg, $399 at 5 mg and $449 at 7.5 to 15 mg. Needles cost extra.
  • The $449 price holds only if you refill within 45 days. Otherwise it’s $499 at 7.5 mg and $699 at 10 to 15 mg.
  • With commercial coverage, the savings card can bring a fill to as little as $25. It saves at most $100 a month and $1,300 a year, and it ends December 31, 2026.
  • Medicare Part D excludes drugs used for weight loss, but CMS’s GLP-1 Bridge offers eligible enrollees Zepbound for a $50 copay through December 31, 2027.
  • Lilly defines a month as 28 days, so a year of weekly doses is 13 fills, not 12.

Zepbound’s price depends on one thing first: whether a plan covers it. If yours does, Lilly’s savings card can bring a fill to as little as $25 [2]. If it doesn’t, LillyDirect sells it for $299 to $449 a month by dose [1]. Medicare has its own route, and the list price sits far above all three. Here’s each price with the conditions that come attached.

Zepbound’s price at a glance

Every way to pay for Zepbound
RouteWho it’s forPrice per fillConditionsSource
Savings card, plan covers ZepboundCommercial insuranceAs little as $25Card saves up to $100 a month and $1,300 a year; up to 13 fills; ends December 31, 2026Lilly [2]
Savings card, plan doesn’t cover itCommercial insuranceAs low as $499 (single-dose pen)1-month fillLilly [2]
LillyDirect self-pay, 2.5 mgAnyone with a prescription$299Starting dose onlyLillyDirect [1]
LillyDirect self-pay, 5 mgAnyone with a prescription$399Needles extraLillyDirect [1]
LillyDirect self-pay, 7.5 to 15 mgAnyone with a prescription$449Refill within 45 days; otherwise $499 (7.5 mg) or $699 (10 to 15 mg)LillyDirect [1]
Medicare GLP-1 BridgeEligible Part D enrollees$50 copayJuly 1, 2026 to December 31, 2027; CMS sets eligibilityCMS [3]
TrumpRxSelf-pay$299 lowest dealTrumpRx shows $1,087 as the “Original Price”TrumpRx [4]

Lilly’s savings terms define a month as 28 days [2]. Manufacturer and government prices as currently listed.

Without insurance, LillyDirect charges $299 to $449 a month

Through LillyDirect, Zepbound vials and KwikPens cost $299 a month at the 2.5 mg starting dose and $399 at 5 mg [1]. Every higher dose, from 7.5 mg to 15 mg, costs $449 a month, but only “when you refill within 45 days.”

Miss that window and the price jumps. Lilly’s wording: “Regular prices will apply if prescription is not refilled within 45 days ($499 for 7.5mg, $699 for 10mg, $699 for 12.5mg, and $699 for 15mg)” [1]. On a 15 mg dose, one late refill costs $250 more than an on-time one.

LillyDirect self-pay by dose
DoseRefill within 45 daysRegular priceNotes
2.5 mg$299$299Starting dose; not approved as a maintenance dose
5 mg$399$399Needles bought separately
7.5 mg$449$499Needles bought separately
10 mg$449$699Needles bought separately
12.5 mg$449$699Needles bought separately
15 mg$449$699Needles bought separately

Vials need a needle and syringe; KwikPens need pen needles [1].

Two details catch people out. First, the 2.5 mg price is for starting only; Lilly notes that “2.5 mg is a starting dose and is not approved as a maintenance dose” [1]. Second, needles aren’t included. Vials say “Needle and syringe purchase required” and KwikPens say “Pen needle purchase required.”

A year of Zepbound is 13 fills, not 12

Lilly’s savings terms define a month as 28 days [2]. Weekly doses over a full year come to 13 four-week fills. So the yearly cost is the price per fill times 13.

Yearly cost at 13 fills, LillyDirect self-pay
DosePer fillFormulaPer year
2.5 mg (if it were taken all year)$29913 × $299$3,887
5 mg$39913 × $399$5,187
7.5 to 15 mg, refilled on time$44913 × $449$5,837
7.5 mg, regular price$49913 × $499$6,487
10 to 15 mg, regular price$69913 × $699$9,087

Our arithmetic from LillyDirect’s prices [1]. Needles not included. Most people pay a mix of doses in their first year as the dose changes.

With coverage, the savings card can cut a fill to $25

If your commercial plan covers Zepbound, Lilly’s savings card can bring the pen to “as little as $25 for a 1-month, 2-month, or 3-month prescription fill” [2]. The card has limits. It saves at most $100 on a 1-month fill ($200 on 2 months, $300 on 3) and $1,300 per calendar year, for up to 13 fills. Lilly says the “card expires and savings end on 12/31/2026.”

The $100 cap matters if your plan leaves you a big copay. If your share of a fill is $150, the card covers $100 and you pay $50. People on government insurance can’t use it; the terms say “Governmental beneficiaries excluded” [2].

If your commercial plan doesn’t cover Zepbound, the card still helps a little. It brings the single-dose pen to “as low as $499” for a 1-month fill [2]. In that case the KwikPen, at $299 to $449 with on-time refills and up to 11 fills a year, is the lower price.

The card works at CVS or any other pharmacy once it’s activated. Lilly’s terms also describe a mail-in reimbursement claim, with the pharmacy receipt, for some fills paid without it [2].

Your plan’s formulary decides coverage, not your insurer’s name

Some commercial plans cover Zepbound and many don’t. The answer sits in your specific plan’s formulary, the list of drugs it pays for. Two people with the same insurer can get different answers because their employers chose different plans. Lilly says coverage “has been restored for Zepbound … on select CVS Caremark formularies starting at $25/month” [2].

  1. Find your plan’s drug list (formulary) in your member portal, or call the number on your card.
  2. Look up Zepbound’s tier, and whether it needs prior authorization (approval before the plan pays).
  3. Ask whether your plan excludes drugs used for weight loss. Some plans do.
  4. Ask whether your plan treats sleep apnea differently. Zepbound is approved for moderate to severe obstructive sleep apnea in adults with obesity [7], and some plans handle that use separately.

Medicare: the GLP-1 Bridge charges a $50 copay

Federal law leaves drugs used for weight loss out of what Part D covers. The Part D statute excludes drugs that may be restricted under Medicaid’s list, which includes “agents when used for anorexia, weight loss, or weight gain” [5] [6].

CMS has opened a separate route. The Medicare GLP-1 Bridge is “a short-term demonstration run by CMS that will provide eligible Medicare Part D beneficiaries with access to certain GLP-1 drugs between July 1, 2026, and December 31, 2027” [3]. Eligible people pay a $50 copay. The Part D deductible doesn’t apply, the copay doesn’t count toward your out-of-pocket total, and there’s no low-income subsidy.

Lilly says eligible Part D patients prescribed Zepbound for weight management can get it through the Bridge “for no more than $50/month” [2]. Lilly notes that eligibility is “based on Medicare GLP-1 Bridge Clinical Criteria,” and CMS runs prior authorization through a central processor [3]. Check whether you qualify through Medicare before you count on the $50 price.

TrumpRx lists Zepbound at $299, the same as LillyDirect

TrumpRx lists Zepbound at $299 a month as its lowest deal, against an “Original Price” of $1,087 (TrumpRx) [4]. The $299 matches LillyDirect’s starting-dose price. TrumpRx’s homepage doesn’t show its higher-dose prices, so check the dose you’ll be on before you compare.

Zepbound is expensive because it’s a brand-only drug

Zepbound has no generic version, and the list price TrumpRx shows is about $1,087 a month [4]. Lilly’s own programs are the main way around that. Prices have already moved: the self-pay prices quoted in 2024 launch coverage are out of date, and today’s LillyDirect tiers replace them. Nobody outside Lilly knows what 2027 prices will be, and the savings card is set to end December 31, 2026 [2].

Telehealth programs add their own fee on top of the drug

Telehealth programs that prescribe brand Zepbound usually charge a membership or program fee on top of the pharmacy price. 7 programs on this site prescribe brand Zepbound. Two that publish a monthly figure:

Brand Zepbound through telehealth: drug plus program fee
ProgramHow the drug is suppliedMonthly, drug plus fee
AgelessRxLillyDirect prices, plus a monthly membership$364/mo at the starting dose

Prices from each program’s own pages. The drug cost rises with your dose; the program fee usually doesn’t. Use the monthly cost calculator to work out a plan's cost at your dose.

Also offered by (no standing monthly price published): Sesame.

The same rule answers questions about any program that prescribes Zepbound: find what it charges for the visit or membership, then add the LillyDirect or pharmacy price for your dose.

Without coverage, the lowest Zepbound price is LillyDirect’s $299 starting dose, and the lowest ongoing price is $449 with on-time refills [1]. With coverage, the savings card is the lowest route. On Medicare, it’s the Bridge, if you qualify.

Compounded tirzepatide costs $85–$433 a month across programs on this site, but it isn’t Zepbound. It skips FDA approval, so nobody at FDA judges whether it’s safe, whether it works, or how well it was made before a pharmacy ships it. Prices are in compounded tirzepatide cost, the trade-offs are in compounded tirzepatide vs Zepbound, and sources are in where to get compounded tirzepatide. Programs are scored on the compounded tirzepatide scores.

Free Zepbound isn’t offered on Lilly’s self-pay or savings pages. If cost rules out every route here, ask your prescriber or Lilly whether you might qualify for patient assistance. For other brands, see Wegovy cost and Ozempic cost without insurance. Doses are explained in Zepbound dosage, and the drug itself on the Zepbound page.

Providers that offer Zepbound

  • Maximus

    You want a brand GLP-1 pill such as Foundayo or Wegovy tablets at a printed cash price, from a provider that names its pharmacies.

    Maximus review →
  • AgelessRx

    You want a longevity-focused program for rapamycin or metformin with labs built in, or brand Wegovy pill access with a clear monthly total.

    AgelessRx review →
  • Ro

    You want an FDA-approved GLP-1, such as the Wegovy pill, Foundayo or Zepbound, at a published cash price for each dose, or help getting a pen covered by insurance.

    Ro review →
  • Heally

    You want to talk through off-label rapamycin or metformin with a physician in a live visit, with the medication and visit bundled at a printed monthly price.

    Heally review →
  • MEDGmPartner

    You want labs, clinician visits, side-effect medicine and shipping in one monthly price that holds at every dose, from a program that names its pharmacies.

    Visit site →

See all 21 providers on the brand Wegovy and Zepbound lineup →

Frequently asked

Is there a coupon for Zepbound?
Lilly’s savings card works like a coupon. With commercial coverage it can bring a fill to as little as $25, saving up to $100 a month and $1,300 a year until December 31, 2026. Government insurance is excluded.
How much is Zepbound at Costco or Walmart?
Retail cash prices vary by store and change often. Ask the pharmacy for its cash price at your dose and compare it with LillyDirect’s $299 to $449 a month and with your savings-card price.
Will insurance cover Zepbound for sleep apnea?
Zepbound is approved for moderate to severe obstructive sleep apnea in adults with obesity, so some plans treat that use differently from weight loss. Coverage still depends on your plan’s formulary and prior authorization.
What tier is Zepbound?
Each plan sets its own tiers, so there’s no single answer. Your plan’s formulary lists Zepbound’s tier and any prior-authorization rule.
Who qualifies for Zepbound?
The label covers adults with obesity, or overweight with at least one weight-related condition, alongside diet and exercise. It also covers moderate to severe obstructive sleep apnea in adults with obesity. A prescriber decides whether it fits you.
Does Medicare cover Zepbound?
Part D doesn’t cover drugs used only for weight loss. CMS’s GLP-1 Bridge offers eligible Part D enrollees certain GLP-1 drugs, including Zepbound per Lilly, for a $50 copay from July 1, 2026 to December 31, 2027.

Sources

  1. [1] LillyDirect: Zepbound self-pay pricing (Eli Lilly, October 2026) (2026). Company website
  2. [2] Zepbound savings card terms and conditions (Eli Lilly, October 2026) (2026). Company website
  3. [3] Medicare GLP-1 Bridge (Centers for Medicare & Medicaid Services, page last modified July 13, 2026) (2026). Source
  4. [4] TrumpRx: drug price listings (October 2026) (2026). Source
  5. [5] 42 U.S.C. § 1395w-102(e)(2)(A): Part D covered drug exclusions (2026). Source
  6. [6] 42 U.S.C. § 1396r-8(d)(2)(A): drugs that may be excluded or restricted (2026). Source
  7. [7] Zepbound (tirzepatide) injection, prescribing information (DailyMed, version 40, August 2026) (2026). DailyMed label

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